THE PRACTICAL FILE
Bring the right
questions.
Print this worksheet and fill it in alongside quotes you obtained elsewhere. Keep personal details on your own copy.
This is a blank worksheet, not a quote service or a policy recommendation.
| Check this detail | Quote A | Quote B |
|---|---|---|
| Insurer / date obtained | ||
| Drivers, vehicles & vehicle use match? | ||
| Effective date & policy term | ||
| Liability limits | ||
| UM / UIM, PIP / medical payments | ||
| Collision & comprehensive deductibles | ||
| Rental, roadside & other add-ons | ||
| Total term cost / payment fees | ||
| Discount conditions | ||
| Exclusions & endorsements | ||
| Questions for the insurer |
Before you decide
- Highlight differences that need a revised quote.
- Ask for answers to unresolved questions in writing.
- Confirm the start date before ending existing coverage.
Use the quote review guide for context. For requirements and license checks, start with your state insurance department ↗.